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  1. Member Experience
  2. Payoff Loan™
  3. The Payoff Loan™ and My Credit

The Payoff Loan™ and My Credit

How does it impact my credit, what happens to credit cards

  • Can a Payoff Loan™ hurt my credit in any way?
  • Does Happy Money® make me close my credit card accounts?
  • How can you do a credit inquiry and not affect my credit?
  • Does Happy Money® report to the credit bureaus?
  • How will the Payoff Loan™ appear on my credit report?
Member Experience