About The Payoff Loan™
- What is a Payoff Loan™?
- How much can I borrow with a Payoff Loan™?
- Can I get a Payoff Loan™ for anything besides paying off my credit cards?
- Why should I take out a Payoff Loan™ versus just paying more than the minimum payment on my credit cards?
- How is a Payoff Loan™ different from debt settlement?
- How much can I save with a Payoff Loan™ versus my credit cards?
Rates & Fees
The Payoff Loan™ and My Credit
Getting Approved for the Payoff Loan™
- I do not have any credit. Can I get the Payoff Loan™?
- What are the requirements for being approved for a Payoff Loan™?
- I have had credit troubles in the past. Can I still get a Payoff Loan™?
- How long does the Payoff Loan™ approval process take?
- Where do I receive the money if I'm approved for a Payoff Loan™?
- How are the Payoff Loan™ funds deposited?
Applying for the Payoff Loan™
- Happy Money® is not available in my state. Will it be available soon?
- Should I include my spouse or partner's income when filling out the Payoff Loan™ application?
- When applying, I see multiple Payoff Loan™ offers to choose from. Which one is right for me?
- How long are my rates good for?
- Can I finish my application later?
- Why do I have 30-days to finish my application?