How long does it take to change my payment account? July 26, 2022 17:05 Updated It can take 3-5 business days for your payment account to be updated and reflect on your online account. Related articles Why can’t I change my payment account before my first payment? How do I change the bank account where my payments are withdrawn? How can I pay off my loan in full? Why can’t I change my payment account while a payment is processing? Where can I see the remaining balance on my Payoff Loan™?